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I've also been surprised by the real poverty that we have on our doorstep - the abject poverty that exists up the road.

Some of the people we met, especially in the fake payday loan shop we opened up, really seem like the forgotten people.

But what frustrates me about her is that she wears skirts that are too short all the time, which isn't a good idea as her thighs are just a strange shape, I can't describe it.

I was shocked with the way they can contact borrowers having problems with repayments - at their work, by text, phone, etc.

But as the filming went on I realised things weren't that simple.

I've met people who've made these loans work really well in their life, so it's clear they can provide a service, and fill a hole in the market - provided we, as customers, are being given all the information we need to know.

It makes much clearer the amount you could end up having to pay on a loan - and from seeing people's reactions when they use it, I know that's something they hadn't always realised.

Young, British and Broke: The Truth about Payday Loans is broadcast on BBC Three on 3 December 2013 at .

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[caption]Miquita was chastised for her behaviour and told to take some time off. A Channel 4 spokesman said: 'Miquita Oliver was involved in an issue at the NME awards that she now regrets.'The matter has been dealt with swiftly by T4, and Miquita has also sent an apology to those concerned and it has been noted.

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